patricia's Articles

Top 10 tips to lower your electric bill

Normal 0 false false false MicrosoftInternetExplorer4 Tired of getting sky-high electricity bills? It is time to make a few changes in the way you normally do thin...

Reclaim unfair bank charges: Fight for your right

Millions of people across the world have been victims of unfair bank charges. But not all of them decide to fight back. Customers who were pressed upon with high charges (wrongly) by the banks have...

Money management basics for your kid

Schools teach the children about etiquette, safety, good behavior, physical health, and proper study habits but seldom they give lessons on money management. Money management skills are essential i...

Top 10 tips to improve your credit record

A good credit record is essential for a good living. Lenders, banks and credit card companies would offer you their financial service only if you maintain a good credit record. With a little consci...

Top 10 tips to pay less tax (legally)

As credit crunch continues to creep it’s tentacles into the world finance, the last thing you would want to do is pay extra tax. On the average, one sixth of your salary goes in paying income...